I built this because I had to fight this fight myself.

I'm Leny Pearson — U.S. Army, 1989 to 1999. I'm a disabled combat veteran, and I'm not ashamed to say it.

Years after I left the Army, an injury put me into surgery and out of work for ten months. The disability insurance I'd been paying for through work covered 60% of my paycheck. Then the restaurant I worked at closed, the 2008 economy collapsed, and I fell behind on every bill I had. I was advised to file bankruptcy. Instead, I worked things out with my creditors — one by one — and dug myself out of the hole.

When I finally looked up, the fight still wasn't over. My credit report was carrying information that was flat-out wrong. So I started a second fight: against collection agencies, and against scam companies claiming I owed money I never owed.

Nobody rescued me. I learned the rules, put everything in writing, and did the work myself. That's exactly what CreditShield hands you — the honest way to do it, with no monthly fees and no false promises.

— Leny Pearson · Founder, CreditShield · U.S. Army '89–'99

What CreditShield is, and isn't

CreditShield is education and self-help software: scam investigations, plain-English guides, a free app for running your own disputes, and a free community. It is not a credit repair company or a law firm. We don't contact bureaus or creditors for you, and we don't give legal advice.

How CreditShield makes money

• Full Access, a one-time $47 upgrade to the app.
• Affiliate commissions when someone buys credit reports and monitoring through our IDIQ link. Every affiliate link is labeled, and we always list the free option first. See Disclosures.

We don't sell your data. The information you enter in the app never reaches us.