Disclosures

Affiliate links

Some links on CreditShield are affiliate links, marked "(affiliate)". Right now that's mainly IDIQ, for three-bureau credit reports with scores and monitoring. If you buy through one of these links, we may earn a commission at no extra cost to you. We always list the free option first: you can get your reports free at AnnualCreditReport.com.

Your rights

You have the right to dispute inaccurate information in your credit report by contacting the credit bureau directly, for free. However, neither you nor any credit repair company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report.

You are entitled to free copies of your credit reports from each nationwide bureau through AnnualCreditReport.com.

Not legal advice

CreditShield is self-help software and education. It is not a credit repair organization or a law firm and does not provide legal advice. Outcomes depend on the facts of your file and on each bureau's and furnisher's investigation. Results vary.