Free to start. $47 once for everything else.
No subscription, no trial that turns into a bill, no sales calls. Your data stays on your device either way.
Free, always
- The guided credit audit, item by item
- Round, deadline, score and certified-mail trackers, with calendar reminders
- 6 first-round letters: request your file (FCRA §609), dispute an inaccurate item (§611), item past its reporting limit (§605), mixed file / not my account, debt validation (FDCPA §809), and cease communication (§805)
- The education library
Full Access
One time. Lifetime access. Nothing to cancel.
- 5 escalation and negotiation letters for the next round: direct dispute to the company that reported the item (FCRA §623), Metro 2 reporting-accuracy dispute, goodwill request, early-removal goodwill request, and pay-for-delete offer
- 13 AI prompts you run in your own ChatGPT or Claude to analyze your report and decide what to dispute
- Every playbook and tool we add later, at no extra cost
Unlock Full Access
Secure checkout by Stripe. All sales are final. Bought the Toolkit, the Complete System, or the Prompt Pack before? You already have Full Access: open the app and choose "Have Full Access? Sign in".
Questions
Is this a subscription?
No. $47 once. There is nothing to cancel.
Do you see my credit report?
No. You enter what you choose into the app, and it stays in your browser on your device. The AI prompts run in your own ChatGPT or Claude account.
Will this remove items or raise my score?
No one can honestly promise that. The law lets you dispute information that is inaccurate, incomplete or unverifiable, and the bureau has to investigate. Results vary.
Are there refunds?
All sales are final. That's why the core app is free: use it as long as you like before you decide.
Is CreditShield a credit repair company?
No. It's self-help software and education. We don't contact bureaus or creditors for you, and we don't give legal advice.